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At Harmony Health Cover, we understand that your team is the heart of your business. Offering private medical insurance (PMI) for your small business isn’t just a benefit—it’s a strategic investment. Our bespoke health insurance solutions give your employees quick access to private healthcare across the UK, boosting productivity, reducing sick leave, and supporting a healthier, happier workforce.
Small business health insurance provides your employees with access to private healthcare services. This can include:
You can tailor the level of cover to suit your business needs and budget, whether for just a few employees or a growing team.
Avoid long NHS waiting lists with faster diagnostics and treatments.
Choose when and where to receive treatment.
Speak to a doctor anytime, from anywhere.
Discounts on gyms, wellbeing apps, and health screenings.
Stand out with a desirable employee benefits package.
Quicker treatment means faster returns to work.
Minimising disruption to operations.
Show employees you’re invested in their wellbeing.
Yes—PMI can be a tax-efficient business decision:
Premiums paid for employee cover may be classified as an allowable business expense.
While employees may be taxed on the benefit, the perceived value outweighs the cost in most cases.
(We recommend you speak to a tax adviser for personalised guidance.)
We help you choose the right policy for your team and budget.
Your business pays regular premiums to keep cover active.
If an employee needs treatment, they can make a claim through the provider.
Fast, high-quality treatment through private healthcare professionals.
We’ll support you every step of the way—from quote to claim.
Dedicated to SMEs, sole traders, and professionals.
We compare policies from all leading UK insurers.
Your own expert adviser on hand.
We are an Appointed Representative of The Right Mortgage Limited.
Secure your business’s future by looking after your team. Click below to request your free, no-obligation business PMI quote.
Finding the right insurance shouldn’t be complicated. Let us handle the details so you can focus on what matters most.
Specialist Health & Life Insurance Experts Protecting What Matters Most
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Harmony Health Cover Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Harmony Health Cover Limited is registered in England and Wales with company number 10328657. Registered address – 1 Winston Parade, 55 Lymington Road, New Milton, BH25 6PT. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. We are not responsible for the content of any third party links.
