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At Harmony Health Cover, we specialise in helping UK businesses secure the most suitable Relevant Life Cover policies to meet their needs. As an independent brokerage, we work with top insurers to provide tailored protection that ensures key employees and directors have life cover in place while offering tax-efficient benefits for employers. Whether you’re a sole trader, a growing business, or a large corporation, we help you provide financial security to your team and their families.
We source policies from leading UK providers to secure competitive rates and comprehensive cover.
As a specialist brokerage, we prioritise your business’s needs, not the insurer’s.
Premiums are usually tax-deductible as a business expense, making it a cost-effective option.
Pays out a lump sum to beneficiaries in case of death or terminal illness.
Unlike some other life insurance plans, Relevant Life Cover does not count towards pension lifetime allowances.
We ensure transparency, security, and compliance with UK regulations.
Ensure financial protection for loved ones while benefiting from tax-efficient premiums.
Provide life cover for employees without the need for a full group life scheme.
Protect employees without affecting their pension lifetime allowance.
Secure individual life cover with business benefits.
Premiums are typically tax-deductible, reducing overall business costs.
Unlike other forms of life cover, no NI is payable by either employer or employee.
Employees do not have to pay extra tax on their life cover benefits.
Provides financial support to beneficiaries in the event of death or terminal illness.
Choose coverage amounts based on salary, role, or company needs.
Employees can take the policy with them if they leave the company (subject to terms).
Add extra protection for routine and emergency treatments.
Stand out from competitors by offering additional financial security.
Provides peace of mind to employees knowing their families are protected.
Receive care from leading professionals.
At Harmony Health Cover, we don’t just stop at Relevant Life Cover – we also provide brokerage services for:
A cost-effective way to offer life cover to all employees.
Ensuring employees continue to receive income if they are unable to work.
Health cover to ensure fast access to medical treatment.
Financial protection in case of serious illnesses.
Fill out our simple online form.
Our team assesses your needs and compares policies.
We find the most suitable cover for you.
We handle the setup, ensuring a seamless experience.
Offering Relevant Life Cover not only safeguards employees’ families but also strengthens your business by enhancing your benefits package. With Harmony Health Cover, you get expert guidance, tailored policies, and complete peace of mind.
Finding the right insurance shouldn’t be complicated. Let us handle the details so you can focus on what matters most.
Specialist Health & Life Insurance Experts Protecting What Matters Most
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Harmony Health Cover Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Harmony Health Cover Limited is registered in England and Wales with company number 10328657. Registered address – 1 Winston Parade, 55 Lymington Road, New Milton, BH25 6PT. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. We are not responsible for the content of any third party links.
