Specialist Group Income Protection
Brokerage for UK Businesses

At Harmony Health Cover, we specialise in sourcing the most suitable group income protection policies for UK businesses. As an independent brokerage, we work with top insurers to secure tailored income protection plans that ensure employees receive financial support when unable to work due to illness or injury. Whether you’re a small business or a large corporation, we help you provide peace of mind and financial stability for your workforce.

Why Choose Harmony Health Cover for Group Income Protection?

Compare the Best Insurers

We source policies from leading UK providers to secure competitive rates and comprehensive cover.


Independent & Unbiased Advice

As a specialist brokerage, we prioritise your business’s needs, not the insurer’s.


Financial Security for Employees

Ensures staff receive a percentage of their salary if they are unable to work due to illness or injury.

Tailored Policies

Customisable income protection plans to suit businesses of all sizes and industries.


Improved Employee Well-being

Reduces stress and enhances job satisfaction by offering financial stability.


Mental Health & Rehabilitation Support

Many policies include access to counselling, physiotherapy, and return-to-work assistance.


Tax-Efficient Employee Benefit

Premiums are often considered a business expense and may be tax-deductible.


FCA-Regulated & Trusted

We seek to provide transparency, security, and compliance with UK regulations.

Who Can Benefit from Group Income Protection?

Small & Medium Enterprises (SMEs)

Affordable income protection plans to support employees in times of need

Large Corporations

Scalable solutions to provide financial security across entire workforces.


Startups & Fast-Growth Companies

Enhance employee benefits packages to attract top talent.

Self-Employed & Freelancers

Tailored policies designed to offer income protection for independent professionals.

Key Benefits of Group Income Protection

Financial Security for Employees

Salary Replacement

Provides a percentage of an employee’s salary if they are unable to work due to illness or injury.


Long-Term Protection

Coverage can extend for a fixed period or until retirement age.

Flexibility

Choose waiting periods, benefit durations, and cover levels to suit your business.

Rehabilitation & Return-to-Work Support

Early Intervention Services

Helps employees recover and return to work faster.


Physiotherapy & Counselling

Many plans include access to rehabilitation services.


Ongoing Case Management

Support for employees throughout their recovery journey.

Mental Health & Well-being Support

Access to Counselling & Therapy

Employees can receive mental health support through included services.


Workplace Adjustments

Assistance in making reasonable adjustments for returning employees.


Specialist Referrals

Quick access to medical professionals and treatment services.

Tax-Efficient Employee Benefits

Boost Employee Retention

Show employees you value their well-being by offering financial protection.


Reduce Staff Absenteeism

Employees recover faster with access to rehabilitation services.


Flexible Premium Structures

Tailor coverage options to align with your business budget.

How Our Service Works

Request a Free Quote

Fill out our simple online form.


01

Consult with Our Experts

Our team assesses your needs and compares policies.


02

Receive Tailored Recommendations

We find the most suitable cover for you.


03

Secure the Right Policy

We handle the setup, ensuring a seamless experience.

04

Protect Your Business & Employees with Harmony Health Cover

Offering group income protection not only safeguards your employees’ well-being but also strengthens your business. With Harmony Health Cover, you get expert guidance, tailored policies, and complete peace of mind.