Personal Cover

Private health insurance
that rewards you for being healthy

As well as protecting you when things go wrong, it also helps you lead a healthier life – meaning you don’t have to claim to be able to benefit.

Award-winning health insurance

WHAT IS HEALTH INSURANCE?

Private health insurance gives you and your family the peace of mind that comes with knowing you can get fast access to high-quality treatment when you need it, where you want it.

WHY DO YOU NEED IT?

Private healthcare gives you fast access to treatment. For example you can even speak to a virtual GP and get video consultations with a private GP in only 48 hours and, if you need treatment, you could get an immediate referral to a consultant. Private healthcare also gives you the flexibility and freedom to fix appointments and treatment dates – making it easier to fit in to a busy work schedule. Plus, you get access to high-quality care and private rooms in a clean, relaxing, peaceful environment to help you recover as quickly as possible.

WHY CHOOSE HARMONY HEALTH COVER?

We can provide comprehensive Core Cover options that offer completely joined-up private healthcare. You can also have 24/7 access to a private GP helpline, private GP video consultations within 48 hours including Saturday mornings, direct referrals to a consultant, private prescriptions and more. All delivered entirely within the private sector, without the need to wait for a referral from your GP.

If you want to be treated at a particular hospital, we can help you select a hospital list to add to your plan that works for you.

You can personalise your plan with a range of Cover Options to suit your budget without compromising on care and, because encouraging wellness is a part of everything we do, it can also make it cheaper and easier to get healthy with rewards for being active.

Core Cover

  •  Virtual GP

    Offers 24/7 access to a private GP helpline, video consultations within 48 hours.

  • In-patient and day-patient treatment

    Full Cover for hospital fees, consultants fees and diagnostic tests as well as out-patient surgical procedures.

  • Extended Cancer Cover

    Covers all eligible costs associated with the condition once diagnosed, without putting limits on the use of biological, hormone or bisphosphonate therapy.

  • Care

    A team of medical professionals and trained case managers ready to offer help and advice, whenever you need them.

  • Home Nursing

  • Private Ambulance

  • Oral Surgery

  • Parent Accommodation

  • Corrective Surgeries

  • NHS Hospital Cash Benefit

  • Pregnancy Complications

  • Childbirth Cash Benefit

  • Weight Loss Surgery

  • Talking Therapies

Boost Core Cover with flexible Cover Options

Everyone’s needs and budgets are different, so you can choose from a range of Cover Options to create a plan that is just right for you.