At Harmony Health Cover, we are experts in sourcing and providing businesses with the most appropriate life insurance and protection plans to suit their needs. As an independent brokerage, we work with leading reputable insurers to find tailored policies that safeguard your workforce, protect your key personnel, and secure your company’s financial future. Whether you’re a small startup or a large corporation, we will help you navigate the complex world of business protection with expert, unbiased advice.
We source policies from reputable UK providers to ensure you get the most suitable coverage at competitive rates.
As a specialist brokerage, we prioritise your needs, not the insurer’s.
Enhance your benefits package with life cover that attracts and retains top talent.
Many business protection policies offer tax advantages, reducing overall costs.
Safeguard your business against financial risks from the loss of vital personnel.
Tax-efficient life insurance for directors and employees, offering individual benefits through a business.
Ensure financial stability for your employees and their families during difficult times.
Transparent, secure, and compliant with UK regulations.
Affordable group life insurance to support and protect your team.
Scalable protection solutions for large workforces and executive teams.
Customised coverage for directors, partners, and essential personnel.
Specialist policies tailored for freelancers and independent professionals.
Provides a tax-free lump sum payout to employees’ families in case of death.
Enhances staff retention and morale by offering valuable protection.
Premiums are often treated as a business expense and may be deductible.
Protects against financial instability following the loss of a key employee.
Helps cover business loans, ensuring financial obligations can still be met.
Tailored to meet the specific needs of your business.
Allows remaining shareholders to buy out the shares of a deceased or critically ill partner.
Ensures continuity in leadership and control.
The payout provides financial security to the deceased shareholder’s beneficiaries.
Pays a percentage of salary if an employee is unable to work due to illness or injury.
Policies can be tailored based on business and employee needs.
to offset the financial impact – Provides financial security where state benefits are insufficient.
Premiums are usually considered a business expense and are not subject to Income Tax, National Insurance, or Benefit-in-Kind taxation.
Directors and employees can secure significant personal life cover via the business without affecting their personal tax situation.
Policies can be transferred to individuals if they leave employment.
Great for companies that do not have enough employees to qualify for group life insurance.
Unlike other life cover solutions, Relevant Life Insurance does not count toward an individual's pension lifetime allowance.
Provides financial support if an employee is diagnosed with a serious illness.
Includes major illnesses such as cancer, heart attacks, and strokes.
Helps reduce the financial strain on a business when an employee cannot work.
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Our experienced brokers assess your business’s needs and compare policies from a range of providers across the whole market.
We present the best policies and tailor them to align with your requirements.
We handle the setup process, ensuring a seamless and stress-free experience.
The unexpected can happen at any time—let us help you prepare with the right protection plan. With Harmony Health Cover, you get expert guidance, tailored policies, and complete peace of mind.
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Trusted by companies across the UK.
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Ensuring compliance, transparency, and the best market rates.
Harmony Health Cover – Your Trusted Partner for Business & Group Life Insurance in the UK.
Harmony Health Cover – Providing Peace of Mind for Legal Professionals Across the UK.
As a veteran, I struggled to find health insurance that suited my needs. Harmony Health Cover provided excellent support and tailored options.
Sarah P.
Our law firm needed a reliable group health insurance plan. The team was incredibly knowledgeable and made the whole process simple.
David L.
Finding the right insurance shouldn’t be complicated. Let us handle the details so you can focus on what matters most.
Specialist Health & Life Insurance Experts Protecting What Matters Most
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Harmony Health Cover Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Harmony Health Cover Limited is registered in England and Wales with company number 10328657. Registered address – 1 Winston Parade, 55 Lymington Road, New Milton, BH25 6PT. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. We are not responsible for the content of any third party links.
Harmony Health Cover helped me find the perfect life insurance policy for my family. The process was seamless, and the customer service was outstanding!
James T. Solicitor